We have pre sorted links available for you to browse property for sale in the top Cities listed in Forbes top 25 places to retire list for 2023! Here is a link to Real estate for sale in the entire United States: https://exprealty.com/link/hank_wilson/a4600423/
Are you dreaming of a retirement that's not only comfortable but also affordable? Forbes has done the legwork for you, comparing over 800 locales in the United States on various factors, including housing costs, taxes, healthcare, air quality, crime rates, climate change risks, and natural hazards. The result? The ultimate list of the top 25 cities for retirees in 2023.
**1. Augusta, Georgia**
- Median home price: $173,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/e2a3d78a/
- Pros: Comfortable climate, good air quality, high doctor availability. Georgia exempts Social Security plus $65,000 per person of retirement income from state income tax. No state estate tax.
- Cons: Serious crime above average. Not very walkable or bikeable.
**2. Bethlehem, Pennsylvania** - Median home price: $298,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/a80482c5/
- Pros: Good air quality. Highly walkable. Low serious crime rate. Above-average physicians per capita. No state income tax on most retirement income. Moderate natural hazards risk.
- Cons: Cold winters. State inheritance tax hits the whole estate and all heirs, other than a spouse.
**3. Charlotte, North Carolina** - Median home price: $375,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/fbd4265d/
- Pros: Good climate and air quality. No state income tax on Social Security. Good number of doctors. Moderate natural hazards risk.
- Cons: Serious crime rate above national average. Not very walkable.
**4. Cincinnati, Ohio** - Median home price: $223,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/af77177a/
- Pros: Overall cost of living 13% below national average. No state income tax on Social Security. No state estate tax. Good climate and air quality. Plenty of doctors. Moderate natural hazard risk.
- Cons: Serious crime above national average.
**5. Columbia, Missouri** - Median home price: $277,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/1749ad5f/
- Pros: Cost of living 10% below national average. High ratio of doctors per capita. Good air quality, comfortable climate. No state estate tax. Low natural hazard risk.
- Cons: Serious crime rate above national average. State income tax on Social Security and other retirement income.
**6. Fargo, North Dakota** - Median home price: $279,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/f6105ff7/
- Pros: Cost of living 11% below national average. High number of doctors per capita. Good air quality. Very bikeable. No state estate tax. Relatively low natural hazard risk.
- Cons: Cold winters. State taxes Social Security income.
**7. Green Valley, Arizona** - Median home price: $291,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/22ae6b7a/
- Pros: High number of physicians. Very low serious crime rate. Good air quality. Mild winters. No state estate tax or income tax on Social Security benefits.
- Cons: Not very walkable or bikeable. Hot summer days, though nights do cool down.
**8. Greenville, South Carolina** - Median home price: $282,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/651b7f17/
- Pros: Lots of doctors. Good climate and air quality. Social Security, plus $25,000 per person of other retirement income, exempt from state income tax. No state estate tax.
- Cons: Serious crime rate above national average.
**9. Indianapolis, Indiana** - Median home price: $219,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/7f370e71/ Indianapolis Homes For Sale
- Pros: Cost of living 40% below national average. Good climate. Big cultural and sports scene. No state estate tax or income tax on Social Security.
- Cons: Serious crime rate above national average. Not very walkable.
**10. Iowa City, Iowa** - Median home price: $275,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/9c087e61/
- Pros: Very high ratio of physicians per capita. Good air quality. Very bikeable, somewhat walkable. No state income tax on retirement income. Relatively moderate natural hazard risk.
- Cons: Cold winters.
**11. Jacksonville, Florida** - Median home price: $295,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/de6443df/
- Pros: Good air quality. Lots of parks. No state income or estate tax. Good ratio of physicians per capita. Unusually safe for coastal Florida, with relatively moderate vulnerability to natural hazards.
- Cons: Serious crime rate above national average. Not very walkable.
**12. Lawrence, Kansas** - Median home price: $284,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/2a6ac288/
- Pros: Good ratio of physicians per capita. Good air quality and comfortable climate. Very bikeable, somewhat walkable. No state estate tax. Relatively low natural hazard risk.
- Cons: Serious crime rate above national average. State taxes Social Security benefits if federal adjusted gross income (for single or couple) is above $75,000.
**13. Lexington, Kentucky** - Median home price: $276,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/345d46d7/
- Pros: Excellent ratio of physicians per capita. Good air quality and climate. Low serious crime rate. Social Security, plus up to $31,100 per person of retirement-type income, exempt from state income tax.
- Cons: State inheritance tax, although money left to close relatives is exempt.
**14. Lincoln, Nebraska** - Median home price: $264,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/01809502/
- Pros: Good air quality, comfortable climate. Very bikeable, somewhat walkable. Strong economy. Relatively moderate vulnerability to natural hazards.
- Cons: State income tax on Social Security. State inheritance tax hits anything over $40,000 left to all relatives, other than a spouse.
**15. Pittsburgh, Pennsylvania** - Median home price: $219,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/b82f9462/
- Pros: Lots of doctors. Very bikeable and walkable, with air quality much improved and three seasons of comfortable climate. No state income tax on Social Security or most retirement income.
- Cons: Serious crime rate above national average. Cold winters. State inheritance tax hits the whole estate and all heirs, other than a spouse.
**16. Pittsfield, Massachusetts** - Median home price: $258,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/f0ca0290/
- Pros: High ratio of physicians per capita. Good air quality. Big summer culture scene. No state income tax on Social Security. Very low FEMA natural hazard risk.
- Cons: Cold winters. Serious crime rate above national average. State taxes estates above $1 million.
**17. Rochester, Minnesota** - Median home price: $309,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/dee7fb0d/
- Pros: Extremely high ratio of doctors per capita. Good air quality. Low serious crime rate. Very bikeable. Relatively low vulnerability to natural hazards.
- Cons: Cold winters. Not very walkable.
**18. San Antonio, Texas** - Median home price: $262,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/bcfab5b1/
- Pros: Good air quality. No state income or estate tax. Adequate number of doctors per capita. Big cultural scene.
- Cons: Serious crime rate above national average.
**19. Savannah, Georgia** - Median home price: $275,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/53f91dac/
- Pros: Comfortable climate, mild winters. Good air quality. Lots of doctors. Very bikeable. Social Security benefits plus up to $65,000 per person of other retirement income exempt from state tax. No state estate tax.
- Cons: Serious crime rate slightly above national average.
**20. Sioux Falls, South Dakota** - Median home price: $316,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/8f19a908/
- Pros: Good air quality. Very bikeable. Lots of physicians. No state income or estate tax. Relatively low vulnerability to natural hazards.
- Cons: Cold winters. Serious crime rate above national average. Not very walkable.
**21. Spokane, Washington**
- Median home price: $375,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/b43062d2/
- Pros: Good air quality. Very bikeable, pretty walkable. Good ratio of physicians per capita. Relatively low vulnerability to natural hazards. No broad state income tax.
- Cons: Cold winters. New 7% "excise tax" on investment capital gains topping $250,000. State estate tax. Serious crime above national average.
**22. Sun City, Arizona** - Median home price: $293,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/692ebdbc/
- Pros: Low serious crime rate. No state estate tax or income tax on Social Security earnings. Adequate ratio of physicians per capita. Somewhat bikeable.
- Cons: Poor air quality. Not very walkable.
**23. Virginia Beach, Virginia** - Median home price: $371,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/3c750544/
- Pros: Good air quality, comfortable climate. Very low serious crime rate. No state estate tax or income tax on Social Security. Relatively low FEMA natural hazard risk. Adequate number of doctors.
- Cons: Not very walkable.
**24. Winchester, Virginia** - Median home price: $348,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/d8b27e0a/
- Pros: Good ratio of doctors per capita. Good air quality. Serious crime rate below national average. Very walkable. No state estate tax or income tax on Social Security income. Very low vulnerability to natural hazards.
- Cons: Only somewhat bikeable.
**25. Athens, Georgia** - Median home price: $290,000 /Current Homes For Sale https://exprealty.com/link/hank_wilson/332ac1b0/
- Pros: Comfortable climate, good air quality. Big culture scene. Social Security, plus up to $65,000 per person of retirement income exempt from state income tax. No state estate tax.
- Cons: Serious crime above national average. Not very walkable.
These cities offer a diverse range of benefits for retirees, from affordable housing and tax advantages to pleasant climates and access to healthcare. Whether you're seeking a warm, vibrant community or a peaceful place with scenic views, these top 25 cities for retirees in 2023 provide a variety of options to consider for your retirement plans. Here is a link to Real estate for sale in the entire United States: https://exprealty.com/link/hank_wilson/a4600423/
If you're considering a retirement relocation or simply curious about the top retirement destinations for 2023, read on for the full list and detailed information on each city. Forbes has compiled comprehensive data, including economic factors, quality of life indicators, and vulnerability to natural hazards, to help you make an informed decision about your retirement destination.
**Methodology**
Forbes compiled data on more than 800 places in the United States with populations above 10,000, including the District of Columbia. The primary factors considered include:
1. **Economic Factors**: Median home prices, overall cost of living compared to national averages, state taxes (including income tax exemptions for Social Security and other retirement income), and the existence of state estate/inheritance taxes.
2. **Quality of Life**: Factors promoting an active retirement, including air quality, walkability (ease of shopping and getting around on foot), and bikeability (availability of dedicated biking lanes).
3. **Safety**: Crime rates compared to national averages and the availability of primary care doctors per capita.
4. **Natural Hazards**: Vulnerability to climate change and natural disaster risks, assessed using the FEMA National Risk Index for Natural Hazards, which considers 18 natural hazards, such as flooding, hurricanes, landslides, earthquakes, and wind.
Cities assigned a "very high" risk rating, including most of Florida, were automatically excluded from the list.
For more information on each city and the complete dataset used for the analysis, please refer to Forbes' full write-up on the methodology and sources.
*Disclaimer: The information provided in this blog post is based on Forbes' analysis and data available up to September 2021. Readers are encouraged to conduct their own research and consider updated information before making any retirement-related decisions.*